Sign up to get new listings emailed daily! JOIN SIGN IN
Debra Bray
REALTOR®

107 Elm Street, Mount Sterling, KY 40353

$309,000
  • 107 Elm Street, Mount Sterling, KY 40353 Main Photo

37 Total Photos [Click to View All]

Contingent
BEDS4 BATHS2 full SQUARE FEET2,200 MLS#26015819
STATUS PROPERTY TYPEResidential - Single Family SUBDIVISIONDowntown SCHOOLMontgomery County - 18

Property Description



Some homes are renovated. This one was loved back to life.

107 Elm Street is not a quick flip or a basic update with pretty finishes thrown in. This home was thoughtfully designed by its owner to be a forever home, with every room, every detail, and every reclaimed piece chosen with care. Circumstances changed, and now someone new gets the chance to enjoy all the beauty, comfort, and character that was poured into it.

Inside, you'll find 4 bedrooms, 2 full baths, hardwood flooring throughout, tall ceilings, beautiful natural light, and multiple spaces to gather, work, rest, or simply slow down. The great room is warm and inviting, anchored by a stunning floor-to-ceiling stone fireplace that instantly makes the space feel cozy without losing its sense of grandeur.

The kitchen blends function and charm with granite countertops, a gas range, an eat-in layout, and a truly special breakfast bar with Morgan County roots. Just off the grand room, 8-foot custom doors open into an enchanting breakfast nook full of character. Another set leads to a private office tucked off the primary bedroom, giving you a quiet space that feels separate without being disconnected.

The primary suite is on the first floor and includes a soaking tub and walk-in closet, while the additional bedrooms and sitting areas give everyone room to spread out. The oversized laundry room is another everyday luxury, offering the kind of space you don't always find in older homes.

Outside, the charm continues. The fully fenced front and back yards offer privacy, peace of mind for pets or kids, and a storybook feel from the moment you arrive. Mature trees help tuck the home away, even while you're right in city limits. The front yard has been beautifully landscaped, complete with a producing apple tree, a covered front sitting area, and two lion statues standing guard at the entrance.

The backyard is made for relaxing and entertaining, with a privacy fence, large gate, plenty of parking, a recently sealed driveway, a large deck with a built-in prep station, fire pit, and a calming hot tub area. There is also a covered outdoor room that works beautifully for potting, tools, storage, or whatever fits your lifestyle.

Cedar siding, intricate details, reclaimed historic touches, and careful updates throughout give this home a rare balance: new from the ground up, but still full of soul. It feels cozy, comfortable, and quietly impressive all at once.

If you've been looking for a home with space, warmth, history, and heart, this is one you'll want to experience in person. It's ready for its next chapter, and there is plenty of room for you to make it your own.

107 Elm Street | MLS# 26015819

This single family home located at 107 Elm Street, Mount Sterling, KY 40353 is currently listed for sale with an asking price of $309,000. This property was built in 1948 and has 4 bedrooms and 2 full baths with 2200 sq. ft. Elm Street is located in the Downtown subdivision within the Montgomery County - 18 school district. Search Downtown real estate on dbray.salliedavidson.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Ceiling Fan(s), Ductless
Fireplaces: 1
Fuel Type: Electric, Gas
Heating: Electric, Natural Gas, Ductless
Home Style: Colonial
Lot Size: 0.24 Acres
Roof Type: Metal
Stories: 1.0
Year Built: 1948

Amenities

Breakfast Bar
Entrance Foyer
Eat-in Kitchen
Primary First Floor
Walk-In Closet(s)
Ceiling Fan(s)
Soaking Tub
Fire Pit
Ramped Access

Feature Descriptions

Appliance Features: Dishwasher, Gas Range, Microwave, Refrigerator
Attic: Access Only
Basement Features: Crawl Space
Days on Site: 15
Exterior: Wood Siding
Fireplace Features: Gas Log, Great Room
Flooring: Hardwood
Laundry: Electric Dryer Hookup, Washer Hookup
Laundry Features: Electric Dryer Hookup, Washer Hookup
Lot Dimensions: 0.237 acre(s)
Lot Features: Landscaped, Secluded, Few Trees
Parcel #: 23M-50-05-023.00
Parking Notes: Driveway
Rooms Total: 14
Structures: Workshop
Structure Type: House
Utilities: Cable Available, Electricity Connected, Natural Gas Available, Phone Available, Sewer Connected, Water Connected

Local Schools

High School: Montgomery Co
Middle School: McNabb
Elementary School: Northview
School District: Montgomery County - 18

Listed By / Shown By

Listed By

Agency Name: Keller Williams Legacy Group

Shown By

Agent Name: Debra Bray
Agent Phone:
Agency Title: SALLIE DAVIDSON, REALTORS

IDX logo

Estimate Your Payment

Estimated Payment

$ 1,200.16 per month $1,110.04 Principal & Interest $0.00 Property Tax (data not provided by mls) $90.13 Homeowner's Insurance

Change Payment Information

%
years/fixed
yearly
yearly (est.)
(Payments are an estimate and may vary by lender)
Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 07/17/2026. The listing information on this page last changed on 07/17/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Fri 07/17/2026 12:00:43 AM EST) or Imagine MLS (last updated Thu 07/16/2026 7:04:16 AM EST). Real estate listings held by brokerage firms other than SALLIE DAVIDSON, REALTORS may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
Privacy Policy / DMCA Notice / ADA Accessibility

Agency License Information: SALLIE DAVIDSON REALTORS, KENTUCKY


Login to My Homefinder

Pixel